Melissa founded Insightful Solutions in 2001 in an effort to bring financial awareness as well as time and life management skills to her clients. She helps her clients become more efficient and goal oriented, which in turn leads them to greater job and life satisfaction. Each client has a unique situation, therefore every strategy is tailored to that person or business. Through ethics and integrity, Melissa creates peace of mind for those who hire her.

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Melissa strives to provide peace of mind through individualized solutions to life’s financial, personal, and business challenges. Read More

Apr 06 2012

Don't Make Assumptions About Finances

Don’t Assume When It Comes To Finances

I consider myself fairly well prepared for life’s unexpected events.I have all my estate and financial documents in order, my logins and passwords have been written down, and my executor and sister both have been provided copies of the information. However, it wasn’t until I was assisting my parents with their preparations that I found out I was missing something critical.

I happen to be the executor for my parents.I have both a general and medical power of attorney for both of them.All their documents are in order – or so I thought.It wasn’t until we were chatting with their Merrill Lynch Advisor did I find out that they both needed to sign a specific power of attorney for their investment accounts.I had done this for myself, but it did not dawn on me to do it for them.What took a mere minute to do will save countless hours as well as financial stress down the line.

My advice, don’t assume you have everything in order.Make a list of the documents you have, then run it by your financial planner, estate planner, or daily money manager.

Melissa Sorensen
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